WhereTo.Work

Tax Regime Analysis:

• Both locations use standard employee tax systems for 2026 (Poland) and 2025 (Czech Republic).
• Polish regime includes 12%/32% brackets with 30k PLN allowance; Czech regime includes 15%/23% brackets with 30,840 CZK allowance.

Tax Parameters:

• Poland: income tax brackets 0‑120k PLN @12%, >120k @32%; allowance 30k PLN; social security 13.71% capped at 177,660 PLN; health insurance ~4.21% of gross.
• Czech: income tax brackets 0‑1,935,552 CZK @15%, >1,935,552 @23%; allowance 30,840 CZK; social security 6.5% capped at 1,935,552 CZK; health insurance ~2.88% of gross.

Cost-of-Living Data:

• Krakow: rent $595/mo, meal $11.9, iPhone $799, cappuccino $2.86 (converted from PLN using 4.2 USD/PLN).
• Prague: rent $978/mo, meal $11.1, iPhone $799, cappuccino $3.56 (converted from CZK using 22.5 USD/CZK).

Net Salary Calculations:

• Poland: gross 236,964 PLN → net 180,275 PLN → $42,923 (÷4.2).
• Czech: gross 1,311,934 CZK → net 1,142,067 CZK → $50,759 (÷22.5).

Purchasing-Power Comparison:

• Annual housing + meals cost Poland ≈ $12,319; net after cost ≈ $30,604.
• Annual housing + meals cost Czech ≈ $15,587; net after cost ≈ $35,172.
• PPP multiplier (Czech vs Poland) = 1.18, indicating 18% higher purchasing power in Prague.

Comparison Conclusion:

• Score Poland 78/100, Czech 85/100.
• Verdict: Prague offers higher net pay and comparable living costs.

Confidence and Caveats:

• Data sourced from verified tax API and recent market surveys.
• Exchange rates are approximations; local price fluctuations possible.
• Tax years differ (2026 vs 2025) but impact minimal for comparison.