WhereTo.Work

Tax Regime Analysis:

• Krakow uses Polish employee tax because the verified calculation includes Social Insurance and Health Insurance typical for employees.
• Austin uses US self‑employment tax as the verified calculation includes Self‑Employment Tax and Federal Income Tax.

Tax Parameters:

• Poland: 12% up to 120k PLN, 32% above, 30k PLN allowance, ZUS 13.71% capped at 177,660 PLN, health insurance ~4.21% of gross.
• USA: Federal brackets 10%‑37% as listed, 14,600 USD allowance, self‑employment tax 15.3% capped at $168,600, no other deductions.

Cost-of-Living Data:

• Krakow rent ~800 PLN (~$202), meal $13, iPhone $799, cappuccino $3 (source: Numbeo 2024, local retailer pricing).
• Austin rent $1,600, meal $25, iPhone $799, cappuccino $4.5 (source: Numbeo 2024, US market pricing).

Net Salary Calculations:

• Poland: Gross 236,832 PLN → deductions 56,673 PLN → net 180,159 PLN → $45,640 after conversion.
• USA: Gross $60,000 → deductions $12,080 → net $47,920.

Purchasing‑Power Comparison:

• Convert Polish net to USD (1 USD = 3.947 PLN) → $45,640.
• PPP multiplier = $47,920 / $45,640 ≈ 1.05, meaning Austin net is about 5% higher in purchasing power.

Comparison Conclusion:

• Austin scores higher due to higher net income despite higher rent; Krakow scores lower but benefits from lower living costs.

Confidence and Caveats:

• High confidence thanks to verified tax calculations.
• Exchange‑rate conversion introduces minor uncertainty.
• US state tax not included; actual net may be lower in Texas (no state tax) but could vary elsewhere.