WhereTo.Work

Tax Regime Analysis:

• Krakow uses Polish employee tax because calculations include social and health insurance typical for employees.
• New York uses US self‑employment regime as deductions include self‑employment tax.

Tax Parameters:

• Poland: 12% up to 120k PLN, 32% above; 30k PLN allowance; ZUS 13.71% capped at 177,660 PLN.
• USA: Progressive federal brackets from 10% to 37%; 14,600 USD allowance; self‑employment tax 15.3% capped at $168,600.

Cost-of-Living Data:

• Krakow rent $180, meal $12, iPhone $799, cappuccino $3 (converted from PLN).
• New York rent $3,000, meal $25, iPhone $799, cappuccino $5 (local USD prices).

Net Salary Calculations:

• Krakow gross 223,284 PLN → deductions 55,047 PLN → net 168,237 PLN ≈ $38,236.
• New York gross $60,000 → deductions $12,080 → net $47,920.

Purchasing-Power Comparison:

• PPP multiplier = $47,920 / $38,236 ≈ 1.25, meaning New York net income is ~25% higher in purchasing power.

Comparison Conclusion:

• New York scores higher (92) vs Krakow (78) due to higher net salary despite higher costs.
• Margin: New York net exceeds Krakow by ~$9,700 annually.

Confidence and Caveats:

• High confidence in tax parameters; cost data based on recent market averages.
• Exchange rate volatility may affect PPP.
• US state tax not considered; actual net could vary.